Terms and Conditions (T&Cs)

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Welcome to Finvisor! By using our app, you agree to the following terms and conditions. Please read them carefully.

Introduction

Finvisor is a personal finance tracking and budgeting tool designed to help users manage their expenses and understand their financial habits. We are not a licensed Financial Services Provider (FSP), and all content within the app is for educational purposes only.

No Financial Advice

• The information provided on Finvisor is for informational and educational purposes only.
• We do not provide professional financial, investment, tax, or legal advice.
• Users should consult a licensed financial professional before making any financial decisions.

Limitation of Liability

• Finvisor shall not be held liable for any financial losses, misinterpretations, or decisions made by users based on the app’s content.
• We do not guarantee the accuracy, completeness, or reliability of the financial information displayed.
• By using the app, you acknowledge that you are solely responsible for your financial choices.

User Responsibilities

• Users agree to input accurate and truthful financial data.
• Any misuse of the app or fraudulent activities will result in account termination.
• Finvisor is not responsible for unauthorized access to user accounts due to weak passwords or user negligence.

Third-Party Integrations

• Finvisor may integrate with third-party services for additional features.
• We are not responsible for any third-party actions, data breaches, or inaccuracies.

Privacy Policy (CS)

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We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, and protect your information.

Information We Collect

• Personal Information: Name, email, and optional profile details.
• Financial Data: Budget inputs, expense tracking, and income details (only stored locally unless explicitly synced).
• Usage Data: App interactions, preferences, and analytics to improve user experience.

How We Use Your Information

• To provide personalized budgeting and financial tracking tools.
• To enhance user experience and improve app functionality.
• To communicate updates, security alerts, or service changes.

Data Security

• Finvisor implements industry-standard security measures to protect user data.
• However, no method of electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Services

• Finvisor may work with third-party analytics providers.
• We do not sell or share personal financial data with advertisers.

Your Rights

• You can request to delete your account and associated data at any time.
• You have the right to control the information you provide to the app.

Changes to This Policy

• We may update this Privacy Policy periodically.
• Continued use of the app signifies acceptance of any changes.